Metromile offers affordable pay-per-mile car insurance. Its system uses a plug-in device that tracks mileage and other vehicle data. Customers can download an app to customize their policy and view their driving statistics. It also provides roadside assistance.
Unlike other pay-per-mile insurers, metromile’s traditional liability coverage includes bodily injury and property damage liability. Its policy also covers uninsured and underinsured motorist coverage.
Coverage for rideshare drivers
Metromile has partnered with Uber to offer pay-per-mile auto insurance for drivers. It will be available to drivers in California, Illinois, and Washington starting in February. However, the company has not said whether it will offer this integrated insurance to Lyft drivers or any other rideshare services.
This coverage includes medical payments and personal injury protection, as well as uninsured/underinsured motorist coverage. It also offers roadside assistance, including on-call towing and flat tire repair. Its rate is typically 22% lower than the average car insurance. Its basic rates start at $29 per month, plus a few cents for each mile driven.
Metromile also offers optional add-on coverages such as gap insurance, which covers the difference between your loan or lease and the value of your car if it is totaled. Other add-on coverages include a towing and roadside assistance service, as well as a mobile app that lets you view your driving history. In addition, it offers a range of discounts, such as a home-owner discount, multi-car discount, paperless discount, and safe driver discount.
Reimbursement for parking costs
In addition to mileage-based car insurance, Metromile also offers other features that can help drivers save. For example, the company provides a free tracking device called Pulse that plugs into your car’s diagnostic port and tracks mileage and driving habits. The company’s app also allows you to find your car, get street sweeping alerts in select cities and more.
In terms of savings, on average, new customers save 47 percent with Metromile compared to what they were paying for traditional auto insurance. However, Travelers may be able to offer some discounts that Metromile doesn’t offer.
If you’re interested in trying out Metromile, the company lets potential customers test its services with a free ride along feature. After entering some basic information, the company will track your driving for 17 days and tell you what to expect from your monthly bill. This will give you a good idea of whether or not it would be a good fit for your needs.
Coverage for emergency roadside assistance
The company’s app makes it easy for drivers to submit a claim, with 24/7 phone support and digital claims reporting. It also offers a variety of free perks, including collision deductible waivers and roadside assistance.
Its rates depend on your driving habits and vary by state. You can save up to 47% compared with what you pay for traditional insurance, according to Metromile. It uses your vehicle’s mileage, time of day, and other factors to calculate your rate. In some states, it may even consider the time spent per trip.
You can choose from a wide range of coverage options, including comprehensive, collision, and personal injury protection. In addition, you can get roadside assistance and rental car reimbursement. The company’s app also allows you to track your mileage, which can help you stay within your mileage limit. You can also set a goal to reduce your driving habits. This is a great way to keep your costs down.
Metromile has a strong reputation for customer service and offers an easy-to-use app for managing your policy. The company also takes part in community events, including COVID-19 initiatives, to help support local communities. Its commercials feature typical families and middle-class neighborhoods, which can help its brand stand out among other insurance companies.
Its pay-per-mile pricing model is ideal for low-mileage drivers and occasional drivers, and its coverage options are competitive with other car insurance providers. But it doesn’t offer many discounts for safe driving or owning a home. Moreover, it doesn’t cover the ride-sharing services of Uber or Lyft.
Metromile has a good reputation for customer service, although the company is still growing and faces some issues with its product. Its rating from the BBB is A+, and there are few complaints about its customer service. However, some customers have reported problems with billing and pricing. A few users have complained that the company’s plug-in device drains their car battery.